2012 OCTA Annual Benefits Open Enrollment for Administrative & TCU Employees

The Annual Open Enrollment period is designed to allow you the opportunity to change health care plans or to add/delete dependent coverage, as specified by each individual plan. Any changes made during the Open Enrollment period, November 1 through November 17, 2011, will be effective January 1, 2012.

WHAT'S NEW FOR OPEN ENROLLMENT 2012: 

• OCTA will be moving to Anthem Blue Cross, which will replace the Aetna HMO and OAMC Plan options.
•  A Consumer Driven Health Plan, with a Health Savings Account (HSA), which will be fully funded by OCTA at either $1,250 for an individual or $2,500 for two-party or family. This new plan has a lower premium cost, offers many tax advantages and utilizes the CDHP Lumenos PPO network.
• OCTA will also continue to offer the Kaiser Permanente plan with no benefit plan changes.
• Delta Dental PPO will replace MetLife PPO. DeltaCare USA DHMO will replace SmileSaver. 
• Vision will now be offered utilizing the VSP Choice Network.
• Flexible Spending Account (FSA) will move from WageWorks to Discovery Benefits. In addition to the Health Care and Dependent Care Accounts, there will also be a Limited Purpose Account (covers Dental and Vision) if you are enrolled in a Health Savings Account.

REMINDERS: 

• If you are adding a new dependent, contact a member of the Benefits Team before you begin the enrollment process. Applicable documentation such as certified marriage certificate or birth certificate is required.
• Kaiser Permanente medical plan includes vision coverage. If you elect Kaiser, you may not enroll in the Vision Service Plan (VSP) Choice.
• If you are enrolling in the Anthem Blue Cross HMO plan, please choose a Primary Care Physician (PCP) and enter the physician’s 6 digit code on the Lawson ESS medical plan screen. 
• If you choose not to participate in the Online Open Enrollment process, your health benefits will default to ANTHEM BLUE CROSS HMO, DELTACARE USA DHMO, AND VISION SERVICE PLAN (VSP) CHOICE.
• Be sure to complete all screens of the Lawson Online Open Enrollment by the deadline of 5:00 p.m. on November 17, 2011 and print out a copy of your online enrollment confirmation for your records. 

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